See how mortgage, property value and rental income build wealth over time

Visual calculator for funding costs, principal repayment, projected asset value, owner equity and rental cashflow if the property is bought to rent out.

How to read this calculator

Use the left cards for assumptions, the chart slider to choose the year, and the sticky results to keep the main financials visible.

Step 1What are you buying?Set price, down payment, acquisition costs, mortgage rate and loan term.

Step 2What is the purpose?Choose own use or rent out inside the input card. Rental fields appear only when needed.

Step 3How do you see the market?Set your asset value change projection. This single projection controls projected asset value, owner equity and headline results.

Step 4Which year are you reading?Use Inspect Year directly above the graph. The vertical marker and headline results update together.

Step 5What should you watch?Read Mortgage & Equity and Rental Scenario side by side in Headline Results, then use checkboxes to focus the graph.

Headline results

Combined wealth, funding and rental graph

Use presets and line checkboxes to compare the mortgage, equity, property value and rental story in one place.

The graph uses one euro scale. Use presets and checkboxes to focus on the lines you need.

Inspect year on chart

Move this slider to shift the vertical marker and update the selected-year financial snapshot.

Year 10/ 25 years

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